When Making Financial Choices, Think Long-Term
Are your financial decisions serving you and your long-term goals? While certain spending can bring you short-term enjoyment and satisfaction,…
Are your financial decisions serving you and your long-term goals? While certain spending can bring you short-term enjoyment and satisfaction,…
Are you perpetually running out of cash? If you’re struggling to cover your bills and tend to find yourself low…
Your emergency fund is meant to help you afford unforeseen but necessary expenses. Without emergency savings, you have a higher…
How strong is your financial foundation? The wisest decision you can make is to invest in your own stable financial…
Are you in credit card debt? Don’t let your credit card debt prevent you from achieving your financial goals. You…
We’ve all done it before: bought ourselves another snack, shirt, or gadget that we just don’t need. In the interest…
Do you have a habit of using (and maybe abusing) your credit cards? Before you rack up more credit card…
You're never too young or too old to make financially wise decisions! If you stay dedicated to your financial health…
How healthy are your finances? If it has been a few months since you’ve assessed your funds and monetary standing,…
While saving requires regular dedication, it doesn't have to be hard. If you struggle with overspending and under-saving, you can make saving each…
If you have built your budget and set your savings goals but still don’t see the financial growth you were…
Credit scores are an important part of your financial portfolio. When applying to rent an apartment, buying or leasing a car,…
You deserve financial stability and peace of mind. Your daily choices can help you build and maintain a firm financial…
What can saving do for you? Saving money translates to peace of mind, greater flexibility, and more freedom. You will…
Spending is a skill, just like anything else in life. You will become a savvier spender if you: Save Whenever…
Do you want to get more mileage out of your income each month? Try the following: Use a Budget: Budgeting…
Ads and discounts are everywhere: your email inbox, the websites you visit, and the magazines you pick up at the…
To grow your finances, maintain a mindset of protection. This is an attitude that safeguards the money and other assets…
Saving money is one of the best ways to achieve your financial goals. A monthly saving habit will support your…
Did you know that getting more out of life does not necessarily translate to spending more money? You can enjoy…
Would you like to have more money in your savings account? You can increase the amount of money you save…
You work hard for your money, so don't waste it! You’ll get more security and satisfaction from your income if you: …
When it comes to happiness and stress levels, your financial health is just as important as your physical and mental…
You work hard; you deserve to protect yourself from potential income interruption. How can you prepare both mentally and financially…
Consider changing your mindset about money. You will enable yourself to accomplish more with your hard-earned funds and achieve both…
Envision your ideal future. How do you see yourself? What money milestones will you have accomplished along the way? The…
Do you want to get more mileage out of your income each month? Try the following: Use a Budget: Budgeting…
Simply put, if you have credit card debt, you are doing your financial standing a disservice. Set a short-term goal…
As you work toward your goals this month, remember these three words: keep it simple. Whether it’s your goals, spending…
Are high prices making certain purchases feel out of reach right now? Necessities like computers, mattresses, cars, and bikes become…
You never know when you and your family may need to pivot and adapt to new situations. You will enable…
Have you ever wanted to splurge on a purchase without considering the consequences? In our consumer-driven society, we’re often tempted…
Borrowing money can be an integral part of major financial milestones, like buying a home or building a business. On…
Borrowing money can enable people to purchase a home, build a business, and finally live life on their terms. Unfortunately,…
Want to save more money? You can take certain action today to prevent unwanted expenses tomorrow. In order to help…
Would you like to decrease some of the pressure on your bottom line this month? The best way to keep…
Healthy credit habits lend to a healthy credit rating. If you are trying to improve your credit score, avoid these…
As the saying goes, “The best way to predict your future is to create it.” You choose the steps you…
A high credit score is important to getting the best prices or rates on all of the largest financial transactions…
We can never predict what waits around the corner. Thankfully, taking care of a number of financial priorities can help…
When you lose a job or lose income and your finances are suffering, it’s time to evaluate your spending and…
Any number of factors can disrupt your ability to earn income. There may be changes within your company or job…
A recession can occur when the economy experiences a decline in spending for two quarters or more. You deserve a…
While it may sound obvious, the secret to successful saving is learning how to control your spending. Frugality will help…
Did you overspend on your credit card this month? Even the most financially savvy individuals may have moments where they…
Financial markets have natural ups and downs. When performance in one or more sectors falls, the effects can ripple across…
You assessed your income and expenses, and set realistic, rewarding savings goals for your upcoming year and beyond. You’re finally…
If you learned some of your driving habits were wasting valuable gas, chances are, you might consider pursuing more gas-preserving…
If we want to improve our financial strength and security, we’ll need more than just a steady income to keep…
As much as it would be nice to relax and spend your money without worry, if you don’t watch out,…
Opening a new line of credit can be a boost to your credit score! However, before you sign up for…
A mortgage is a valuable lending tool that enables buyers to purchase property and pay back the value of the…
While the words “financial flexibility” mean something different for every person, having it will make life easier for you! Financial…
Do you feel like you aren’t making progress toward reaching your goals? If that’s you, then it’s time to take…
When it comes to reaching your long-term financial goals, you’ve probably heard that saving is key. While controlling your spending…
A budget is the best way to practice responsible spending and stay financially on-track to meet your goals. Follow these…
From income-tax refunds to bonuses and sales commissions, there may be moments in our lives when we receive a one-time…
Are you one of the millions of Americans who do not have a credit history? While the idea of living…
You sat down with your receipts, your bills, and your expense list and, ta-da! You made a budget that works…
You needed to replace your car’s transmission. You expected to be earning more money by now. You were just trying…
Financial growth doesn’t just come from smart saving; it also comes from a healthy dose of smart shopping. Consider adding…
Your finances might be at risk without you even knowing it. While there is no need to panic, it’s important…
It is important to be mindful of our credit card spending and repayment habits. A few credit card missteps are…
While credit cards may seem like secure, convenient ways to make purchases, credit card debt can grow out of control…
Do you feel like you have a manageable amount of debt, a comfortable amount of emergency funds, and control of…
We live in a time where nearly anything around us can change in an instant. Financial markets, professional demand, technology,…
Nothing can cause us more anxiety or disrupt our financial plans quicker, than a sudden loss of income. As much…
How often do you save money? You may be doing so regularly. Or you may not be saving at all.…
Our credit score can determine our eligibility in a variety of financial situations, including rates on loans and approvals for…
Do you seek more peace of mind in your life? If so, take steps to protect yourself from unanticipated expenses…
We all have dreams for our financial future. But we also have needs we must meet in our financial present.…
Our ability to use logic and reason is one of our greatest strengths as human beings. But what about our…
Overall, generosity and the urge to share are positive traits. But it can be difficult to balance our desire to…
It’s always nice to reward yourself to mark an accomplishment or to celebrate a special occasion. But a common mistake…
Is one of your financial goals to someday own a home? You may have a house type and price range…
You may feel confident in your circumstances and confident that, someday, you will achieve every financial goal you want to…
While debt can be a natural part of many major financial purchases, too much can put you at great financial…
Reflect on what you buy during your week. Is there a chance you could be spending more than you need…
We make countless decisions every day, including ones regarding when and how we spend our money. When it comes to…
With interest rates increasing, it is a good time to revisit the idea of loans and consider whether they make…
While it may be unpleasant to accept, there is a general trend affecting all our financial futures: we will have…
It’s not uncommon for our words to say one thing, but our actions to show another. But there are many…
Even when we hear the news that our economy is on an upswing, many of us dread that one word…
Is your credit score lower than you would like it to be? This important number can determine your ability to…
We work hard every day to keep ourselves prosperous and in good health. Many of us dream of, or are…
Maintaining long-term focus is vital to a person’s ability to succeed. Unfortunately, distractions from our financial goals can be found…
Are you currently pinching pennies because you’re determined to stick to your financial goals, or because you feel you’re under…
No matter how savvy we think we are, some purchases are financially wiser than others. Here are four examples of…
Chances are, you’re tired of financial headaches and want to feel more in-control of your future. We each strive to…
You did your best to create a budget that allows you to meet all your monthly expenses without a headache,…
You planned and you saved…congratulations! This means your financial security is in the bag, right? Unfortunately, our security is not…
Maybe you’ve heard this advice before: the best way to get the upper-hand of an argument is to avoid it.…
If we carry a large amount of debt over an extended period of time, we can have trouble reaching our…
Do you feel like your financial frustrations and instabilities are a result of other people’s actions, uncontrollable forces, or just…
Whether you found yourself in a financial emergency, made a major investment, allowed a splurge purchase, or took out a…
As the news likes to remind us, there are a good number of things in this world that we cannot…
Imagine you have a solid budget plan in place: You’re maximizing your savings while disciplining your spending to just the…
As we progress along our financial journey, we do our best to spend in ways that keeps us both secure…
Homeownership can seem like the big cherry on top of many other financial provisions that need to be accomplished first.…
If you are trying to accelerate your savings progress, but are frustrated by what feels like an already very tight…