The Downsides of Debt (and How to Avoid Them!)
Borrowing money can enable people to purchase a home, build a business, and finally live life on their terms. Unfortunately,…
Borrowing money can enable people to purchase a home, build a business, and finally live life on their terms. Unfortunately,…
Want to save more money? You can take certain action today to prevent unwanted expenses tomorrow. In order to help…
Would you like to decrease some of the pressure on your bottom line this month? The best way to keep…
Healthy credit habits lend to a healthy credit rating. If you are trying to improve your credit score, avoid these…
As the saying goes, “The best way to predict your future is to create it.” You choose the steps you…
A high credit score is important to getting the best prices or rates on all of the largest financial transactions…
We can never predict what waits around the corner. Thankfully, taking care of a number of financial priorities can help…
When you lose a job or lose income and your finances are suffering, it’s time to evaluate your spending and…
Any number of factors can disrupt your ability to earn income. There may be changes within your company or job…
A recession can occur when the economy experiences a decline in spending for two quarters or more. You deserve a…
While it may sound obvious, the secret to successful saving is learning how to control your spending. Frugality will help…
Did you overspend on your credit card this month? Even the most financially savvy individuals may have moments where they…
Financial markets have natural ups and downs. When performance in one or more sectors falls, the effects can ripple across…
You assessed your income and expenses, and set realistic, rewarding savings goals for your upcoming year and beyond. You’re finally…
If you learned some of your driving habits were wasting valuable gas, chances are, you might consider pursuing more gas-preserving…
If we want to improve our financial strength and security, we’ll need more than just a steady income to keep…
As much as it would be nice to relax and spend your money without worry, if you don’t watch out,…
Opening a new line of credit can be a boost to your credit score! However, before you sign up for…
A mortgage is a valuable lending tool that enables buyers to purchase property and pay back the value of the…
While the words “financial flexibility” mean something different for every person, having it will make life easier for you! Financial…
Do you feel like you aren’t making progress toward reaching your goals? If that’s you, then it’s time to take…
When it comes to reaching your long-term financial goals, you’ve probably heard that saving is key. While controlling your spending…
A budget is the best way to practice responsible spending and stay financially on-track to meet your goals. Follow these…
From income-tax refunds to bonuses and sales commissions, there may be moments in our lives when we receive a one-time…
Are you one of the millions of Americans who do not have a credit history? While the idea of living…
You sat down with your receipts, your bills, and your expense list and, ta-da! You made a budget that works…
You needed to replace your car’s transmission. You expected to be earning more money by now. You were just trying…
Financial growth doesn’t just come from smart saving; it also comes from a healthy dose of smart shopping. Consider adding…
Your finances might be at risk without you even knowing it. While there is no need to panic, it’s important…
It is important to be mindful of our credit card spending and repayment habits. A few credit card missteps are…
While credit cards may seem like secure, convenient ways to make purchases, credit card debt can grow out of control…
Do you feel like you have a manageable amount of debt, a comfortable amount of emergency funds, and control of…
We live in a time where nearly anything around us can change in an instant. Financial markets, professional demand, technology,…
Nothing can cause us more anxiety or disrupt our financial plans quicker, than a sudden loss of income. As much…
How often do you save money? You may be doing so regularly. Or you may not be saving at all.…
Our credit score can determine our eligibility in a variety of financial situations, including rates on loans and approvals for…
Do you seek more peace of mind in your life? If so, take steps to protect yourself from unanticipated expenses…
We all have dreams for our financial future. But we also have needs we must meet in our financial present.…
Our ability to use logic and reason is one of our greatest strengths as human beings. But what about our…
Overall, generosity and the urge to share are positive traits. But it can be difficult to balance our desire to…
It’s always nice to reward yourself to mark an accomplishment or to celebrate a special occasion. But a common mistake…
Is one of your financial goals to someday own a home? You may have a house type and price range…
You may feel confident in your circumstances and confident that, someday, you will achieve every financial goal you want to…
While debt can be a natural part of many major financial purchases, too much can put you at great financial…
Reflect on what you buy during your week. Is there a chance you could be spending more than you need…
We make countless decisions every day, including ones regarding when and how we spend our money. When it comes to…
With interest rates increasing, it is a good time to revisit the idea of loans and consider whether they make…
While it may be unpleasant to accept, there is a general trend affecting all our financial futures: we will have…
It’s not uncommon for our words to say one thing, but our actions to show another. But there are many…
Even when we hear the news that our economy is on an upswing, many of us dread that one word…
Is your credit score lower than you would like it to be? This important number can determine your ability to…
We work hard every day to keep ourselves prosperous and in good health. Many of us dream of, or are…
Maintaining long-term focus is vital to a person’s ability to succeed. Unfortunately, distractions from our financial goals can be found…
Are you currently pinching pennies because you’re determined to stick to your financial goals, or because you feel you’re under…
No matter how savvy we think we are, some purchases are financially wiser than others. Here are four examples of…
Chances are, you’re tired of financial headaches and want to feel more in-control of your future. We each strive to…
You did your best to create a budget that allows you to meet all your monthly expenses without a headache,…
You planned and you saved…congratulations! This means your financial security is in the bag, right? Unfortunately, our security is not…
Maybe you’ve heard this advice before: the best way to get the upper-hand of an argument is to avoid it.…
If we carry a large amount of debt over an extended period of time, we can have trouble reaching our…
Do you feel like your financial frustrations and instabilities are a result of other people’s actions, uncontrollable forces, or just…
Whether you found yourself in a financial emergency, made a major investment, allowed a splurge purchase, or took out a…
As the news likes to remind us, there are a good number of things in this world that we cannot…
Imagine you have a solid budget plan in place: You’re maximizing your savings while disciplining your spending to just the…
As we progress along our financial journey, we do our best to spend in ways that keeps us both secure…
Homeownership can seem like the big cherry on top of many other financial provisions that need to be accomplished first.…
If you are trying to accelerate your savings progress, but are frustrated by what feels like an already very tight…
Are you struggling to consistently save money each month? The subconscious may be playing a role. Read the following five…
If you have watched a movie that hooked you from the start, or have been mesmerized by your latest high-tech…
You may be saving for a new car, or a future home for your family. But are your savings also…
Your financial well being is a goal that, once achieved, rewards you throughout your entire life. But how do you…
Are you worried you’ll be financially unprepared for an emergency, or for retirement? If you have a nagging concern because…
Whether we’re browsing the Internet or driving to our next destination, chances are we’re being assaulted with advertisements. Online ads…
Try this simple, but important, financial homework assignment: before you make another purchase on your credit card, clarify the benefits…
You may challenge your body at the gym, or bend your mind with a smartphone game, but have you considered…
Whether we’re browsing the Internet or driving to our next destination, chances are we’re being assaulted with advertisements. Online ads…
As much as we may plan for our financial well being, chances are we’ve also had that “oh no!” moment;…
You spend as frugally as you can, and your savings are increasing every month. But to make sure your financial…
Whether you simply want to move your financial growth in a particular direction, control your spending, or get out of…
If you want to see improvement in your financial life, try this one simple trick: Be grateful. Here are three…
When we splurge on an expensive spa treatment or new television, it can momentarily brighten our week. While we might…
If you’re having trouble fulfilling your daily commitments and aren’t experiencing financial growth, you may find one thing to also…
A savings goal is like a plant: we need to water it to grow. While regular saving is vital, if…
Whether you’re itching to replace your worn-down car, or have dreams of finally buying a home, approach your next major…
We’ve all heard about the benefits of a positive mindset. But did you know a positive outlook can also help…
Imagine you’ve set an end-of-the-year goal: You’ve decided to save enough to buy a new refrigerator. You were able to…
The average American now lives until age 80. And thanks to the ever-advancing medical field, many of us can look…
Whether you want to build a financial future for your family, or simply improve your financial security, the process will…
When faced with a sudden, major expense that threatens your financial security, don’t panic. Follow these four steps to get…
The fridge is full and your bills are paid. Now that you’ve covered your necessities, what are you going to…
If you sometimes find yourself in a tight spot, or constantly fear a costly emergency, take steps to restore your…
While it’s a challenge to practice controlled spending every day, keep in mind that spending money you meant to save,…
Liquidity refers to your ability to meet financial obligations. Or another way to think about liquidity is whether or not…
We work hard every day to give our families the best future possible. So why risk your financial security by…
You wouldn’t start a road trip without knowing how much gas was in your tank. Similarly, when it comes to…
Whether you’re driving to work or checking Facebook, chances are you’re constantly being assaulted with advertisements for the latest, greatest…
Whether you’re afraid to make a wrong move with your finances, or don’t understand why you never get ahead, consider…
Do you ever forget to pay your bills on-time? If you’re not actively keeping track of your financial well being…
Take a moment to assess your financial strengths and weaknesses. Do you have your spending under control? Have you waved…
You’ve had a bad day: do you treat yourself to a coffee and a cupcake, or maybe a soothing massage?…